不受英國監管也無須擔心

                                                                                 Eric Harbor   2015年2月10日星期二

越來越多的投資者認為不受英國監管的經紀商有風險。作為一個在線外匯交易公司的創始人，我遇到過很多交易員有類似的擔心，但我認為這完全沒有必要。因為監管機構與當前銀行和金融領域出現的問題沒有關系。

原因如下。

絕大多數經紀商，包括最大的經紀商，他們提供的交易產品和服務都是一樣的。在外匯領域中，經紀商之間的區別不太明顯，因此他們常常把他們的監管挂在嘴邊。

但監管機構與當前銀行和金融領域出現的問題沒有關系。

懷疑其他歐盟成員國的監管有漏洞，並不意味著需要三思而行。歐盟的監管提供了一定的保證金，但不得不說，我們在歐盟金融危機期間真正領會到了這份保證意味著什麼。

接受英國和塞浦路斯監管，就意味著經紀商願意花多少錢，又願意將多少資金存起來並且永不動用。

在這個高競争的行業中，贈金與收取客戶的手續費息息相關。在美國接受監管，即使是一個非常小的監管機構，外匯公司需要支付的費用也是相當高的。

銀行不會把錢借給外匯公司用作起始資金。在網絡世界中，外匯廣告是最貴的一種，他們給谷歌和各大商業新聞網站帶來不俗的收益。

記住，贈金是在第一次入金時才有的，一旦你出金了，贈金就沒有了。

而英國的外匯交易量也常常被誤解。交易量的數據是銀行提供的，而不是零售商IG或是其競争對手提供的。上文已經提到，大多數經紀商提供的產品和服務都是一樣的，但銀行提供的流動性卻是有限的，而英國的經紀商的流通比例很高。而點差交易和二元期權交易是最可能不通過銀行報告的產品。

外匯行業日益增長的競争反映出客戶對高水平服務和優勢報價的需求。而“誘導”、“名聲岌岌可危”等詞語制造出的氛圍使得交易員或潛在的交易員無法充分利用匯商提供的服務。雖然一個交易員有可能損失掉全部投資，但他並不願意這樣做。 

Fears Rise as Foreign FX Operators Fall Outside UK Regulation 

As the founder of online FX company, I have encountered such fears by traders which I believe are largely unfounded. However, it is this regulation that missed every contemporary problem in the banking and financing industry.

Here is why.

It’s a fact that most brokers—even the largest ones—offer the same products and services. In an industry with little differentiation among brokers, the biggest players tend to consistently mention and advertise their regulation.

But it is this regulation that missed every contemporary problem in the banking and financing industry.

Making the assumption that other EU member states’ regulation is a loophole, does not seriously provide information that readers need to make an informed decision. EU regulation guarantees traders a certain amount of losses back, but again, we have experienced what guarantees truly mean during this EU crisis.

Acquiring regulation in UK or Cyprus, comes down to what the broker is willing to spend and money that must be on deposit and never used.

Concerning bonuses offered, this is a matter concerning the expense of acquiring a customer in a highly competitive industry. From what many consider minor regulation to full regulation in the USA, the cost to operate a Forex company is very high.

Banks will not loan Forex start-ups money to launch a company and it requires capital. In the online world, Forex is one of the most expensive and has helped provide significant revenue from Google to leading business news sites. Offering a bonus increases opportunity and gives traders incentive to open an account and trade.

Remember, bonuses are good for a first investment and are typically cancelled upon initial withdrawal.

Another misunderstood fact is the volume of Forex being traded in the UK. The statistic provided is what banks do—not retail clients that IG markets and its competitors provide for. As mentioned in your article, most brokers offer the same services, yet banks offering liquidity are limited and a good percentage is passed through the UK. Spread betting and binary options are market-making operations where the broker, not banks, take on risk most likely not being reported in official statistics.

What growing competition in the Forex industry reflects is a demand for a high level of service and attractive offers. Using words like “lured”, “reputation at stake” creates an atmosphere where traders and potential traders may not explore or fully utilize the great benefits that forex brokers can offer. Just because a trader can lose all of his money, does not mean that he will.

本文翻譯由兄弟財經提供

原文地址：http://www.financemagnates.com/executives/insights/fears-rise-foreign-fx-operators-fall-outside-uk-regulation/